Steam top-up: where the fee is lower

Services top up a Steam wallet with rubles by account login, without a password. We compare how much reaches the wallet for the same payment: the order depends only on the amount credited.

Service	Fee	Credited for 1 000 ₽	Cost of 1 000 ₽ in wallet	Speed	Payment	Accounts
Steambuyreputation: good Сайт обещает 0 %, калькулятор показал 1 060 ₽ за 1 000 ₽ по СБП	6 %	943 ₽	1 060 ₽	5–10 секунд	СБПКарта	Россия, Казахстан, Украина, СНГ	Top up
МТС Оплатаreputation: good Аккаунтам из России зачисляется в долларах по курсу сервиса	8 % + 50 ₽	883 ₽	1 126 ₽	до 15 минут	СБПСчёт МТС	Россия, Казахстан, СНГ	Top up
Steamstarreputation: good Комиссия сервиса 6 % плюс банковские издержки около 12 %	18 %	845 ₽	1 183 ₽	моментально	СБПКарта	Россия, Казахстан	Top up
Kupikodreputation: good 0 % по подписке «Пропуск» за 99 ₽ в месяц	22 %	820 ₽	1 220 ₽	моментально	СБПКартаКупиКоины	Россия, Казахстан	Top up

Fees measured by hand on the services’ sites on 22 October 2026. Promotions, promo codes and bank surcharges change the total, so check the amount to pay on the service’s site. The site doesn’t accept payments or top up wallets: the button leads to the service.

How it works

How does a Steam top-up by login work?The service buys a gift or code for the required amount and sends it to your account: no password needed, only your login and the country of your Steam store. The money arrives in the account’s currency.

Why do services charge different fees?The fee is made up of the purchase exchange rate, the cost of paying by card or SBP and the service’s markup. Promotions and subscriptions change it, so the measurement date is shown next to the table, and it’s best to check the total on the service’s site before paying.

Does the fee affect the true price of games?Yes: on game pages the Steam price for Russia is shown together with the top-up fee from the site settings, so it can be compared with a key.

True price on game pagesThe Steam price for Russia is shown with a top-up fee of 7 % from the site settings, so it can be fairly compared with a key. Methodology